Portfolio Monitoring & Risk Analysis
Maximize Lending Efficiency, Minimize Risk
Our AI-powered portfolio monitoring agents cut workload in half while providing comprehensive, ongoing entire portfolio monitoring—from compliance data collection to risk assessment—continuously protecting your portfolio from emerging risks.
AI-Driven Portfolio Insights
of annual review written by AI that only needs a little human review.
time savings for covenant monitoring with covenants automatically extracted by AI.
portfolio monitoring capacity.
Unlock Efficiency & Risk Mitigation
Automated Compliance
Prevents costly covenant breaches by detecting issues early, allowing your team to take proactive measures.
Efficient Spreading
Reduces financial spreading time by up to 75% while improving accuracy for better credit analysis.
Faster Reviews
Transforms days of report preparation into hours with consistent documentation quality.
Comprehensive AI Monitoring Tools
Credit Box Matching
Evaluate opportunities against your specific criteria. Our AI automatically screens deals against your lending parameters, flagging exceptions and prioritizing the most promising opportunities for your review.
Term Sheet Creation
Generate term sheets and facilitate next steps. EnFi produces customized, compliant term sheets instantly, accelerating deal flow and enabling your team to focus on relationship-building rather than document preparation.
Credit Analysis
Identify strengths and weaknesses beyond surface-level metrics that drive underwriting decisions. Our platform conducts comprehensive risk assessment by evaluating both historical performance and forward-looking indicators, providing contextual insights that inform better lending decisions.
Automated Spreading
Extract and normalize financial data from any document format. EnFi transforms complex financial documents into standardized, analysis-ready data in seconds, eliminating manual data entry and reducing spreading time by up to 90%.
Credit Memo Generation
Create detailed committee documentation automatically; apply your unique underwriting guidelines consistently. The platform assembles comprehensive credit memos incorporating all relevant analysis, supporting materials, and policy checks, ensuring thorough documentation while maintaining your institution's specific underwriting standards.
The EnFi Difference
Our agents don’t just digitize paperwork, they extract critical financial data, monitor covenants, generate annual reviews, and deliver actionable insights, all within one integrated platform that protects your portfolio.