Structuring raw documents into clean data.
Spreading turns borrower packages into structured spreads, with every figure tied back to the source document.
Financial package
Whatever the borrower sends, in whatever format.
Structured spread
Spreads approvedStatements, returns, and rent rolls, normalized into a comparable spread.
| Category | 2024 | TTM |
|---|---|---|
| Total revenue | $4,378,125 | $4,312,500 |
| Cost of goods sold | ||
| Gross profit | $963,187 | $948,750 |
| Operating expenses | ||
| Net operating income | $245,625 | $295,312 |
Automated spreading, done right.
EnFi handles the full range of spreads, and shows its work at every step. Accurate, fast, and auditable.
Every document type
Spread income statements, balance sheets, tax returns, K-1s, rent rolls, and more.
Every period, normalized
Annual, interim, and trailing-twelve-month figures lined up side by side and made comparable across periods.
Reviewed before it's used
Analysts review, edit, and approve every spread, and can export it. Nothing flows downstream until it's signed off.
Every figure ties back to the source.
Nothing in an EnFi spread is a black box. Click any number and see the exact line on the exact document it came from, so the spread is auditable and exam-ready by default.
| Category | 2024 Annual | TTM 12/25 |
|---|---|---|
| Operating revenue | $4,378,125 | $4,312,500 |
| Total revenue | $4,378,125 | $4,312,500 |
| Cost of goods sold | $3,414,938 | $3,363,750 |
| Gross profit | $963,187 | $948,750 |
| Compensation | $376,000 | $396,000 |
source
Hours of data entry, gone.
Clean data feeds the rest of the workflow.
Document intake & verification
Every document ingested, classified, and verified before it reaches the spread.
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Global cash flow
The global DSCR behind the repayment analysis, consolidated across the whole relationship.
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Deal screening & credit memos
The spread flows straight into the screen and the credit memo, every figure sourced.
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