See risk coming,
across your whole book.
You manage relationships long after the deal closes. EnFi spreads every new statement, tests every covenant, and keeps each borrower current, so deterioration reaches you while there is still time to act.
Watching the book shouldn’t mean watching it by hand.
Portfolio management is about catching risk early. Too much of the day goes to the manual work that gets in the way.
Risk surfaces too late
By the time a problem shows up at the annual review, it has often been building for quarters.
You can only watch so many names
Manual monitoring caps how many relationships one analyst can genuinely keep an eye on.
Every review starts from scratch
Re-spreading new statements and re-checking covenants at each review eats the hours meant for judgment.
More of the book, watched by fewer people.
Watch the book. Not the busywork.
See risk before it becomes a problem
EnFi tracks every borrower continuously, so deterioration surfaces while there is still time to act, not at the next annual review.
Cover more of the book
Automated spreading and monitoring lets one analyst keep a real eye on far more relationships, without letting names slip.
Every flag traces to source
Each covenant test and metric links back to the document and page it came from, so an escalation holds up when it matters.
The manual monitoring work, off your plate.
Each capability runs on your policy, with a person on every decision.
Covenant monitoring & annual reviews
Covenant terms tracked and tested continuously, with reviews drafted on schedule.
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Spreading
Statements and returns spread automatically, so analysis starts in minutes, not days.
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Global cash flow
A consolidated view across the borrower's entities and guarantors, kept current.
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Defensible by design.
SOC 2 Type II
Independently audited
Encryption
In transit and at rest
Data isolation & SSO
Through your identity provider
No training on your data
Your data stays yours