Get up and running, without the rip & replace.
EnFi deploys in stages — guided by our team, integrated with your systems, and configured to your credit policy. You see value at each step, not just at the finish.
Value at every step.
EnFi rolls out in stages, so each step delivers value before the next begins. Your team benefits early, not only at the finish.
First
Documents and core data structured into one credit-aware source
Next
Spreads and analysis running on real deals
Then
Continuous monitoring and reporting across your portfolio
Four steps to live, and a team that stays.
A guided path from your first data feed to go-live, with your team validating every step along the way.
Foundation
We connect and prove your data.
A connection to your core and document storage — our specialist handles the setup.
Configuration
We build your workflows on your policy.
Your credit-related policies and completed historical outputs.
User acceptance
You validate on your own deals.
A few real deals to test, and sign-off when it's right.
Go live
Your whole team, up and running.
The people who should have access, plus benchmarks to measure the acceleration.
Support
We stay with you after go-live.
The people to loop in, and feedback as you go.
Every engagement runs on a defined governance structure. A weekly status cadence, escalation and change-control procedures, a shared risk register, and success and acceptance criteria agreed up front — so a rollout stays a managed program, not a science project.
A guided rollout, not a DIY project.
EnFi does the heavy lifting of configuration and integration. Your team brings the policy, the context, and the sign-off.
EnFi handles
What we need from you
Connects with the systems you already have.
EnFi is a system of action that sits on top of your systems of record. It reads from and writes to the tools you use, rather than replacing them.
Core banking
Core data pulled from your FI on a nightly feed, normalized and mapped to the terms your team uses.
Document storage
Syncs with Box, SharePoint, Google Drive, OneDrive, Dropbox, ShareFile, S3, and network drives.
LOS & CRM
Document connectors today; loan and metadata sync scoped per customer over API and webhooks.
Computation first. The AI doesn’t invent your numbers.
The numbers a credit decision turns on are computed against a methodology you control. The AI extracts and narrates; it does not generate the figures.
Built for bank review.
The controls your IT and risk teams will ask about, ready for vendor due diligence.
SOC 2
Independently audited controls; the SOC 2 report is available for your vendor review.
Encryption
Your data is encrypted in transit and at rest.
Isolation & access
Each institution's data is isolated, with single sign-on through your identity provider and role-based access.
Audit trails
Comprehensive, immutable audit trails, with tokenization of sensitive data.
Your data stays yours
EnFi does not use your data to train models.
Vendor due diligence
SOC 2 report, security package, and data processing terms available on request for procurement.
A team on the other end.
A dedicated implementation lead during onboarding, and a defined support commitment after you go live.
99.5%
monthly uptime service commitment, with service credits
8am–6pm ET
support on business days, by email and in-product
Weekly
working sessions with a named implementation lead during onboarding
Response and resolution targets are measured during business hours, per EnFi's published Service Level Commitment.
Common questions.
How long does onboarding take?
It runs in stages, so you start seeing value early rather than all at once at the end. Most of the pace is set by aligning on your credit policies and validating the outputs against your own deals; the nightly core-data feed and the integrations are largely on us.
What does my team need to do to start?
A connection to your core and document storage, your credit-related policies and completed historical outputs, a few real deals to validate against, and light IT help to approve single sign-on. EnFi handles the nightly core-data feed, the configuration, and the integration build.
Do we need engineers?
You need light IT help — to connect your core and document storage and approve single sign-on — but you do not need engineers or AI specialists. EnFi's specialist handles the nightly core-data feed, and the heavier configuration and integration work is on us.
Is our data used to train AI?
No. EnFi does not use your data to train models.
What happens when the AI gets something wrong?
You review before you rely on anything. Every figure traces back to its source, and a coverage view shows what is grounded versus assumed before sign-off.
Does EnFi replace our LOS or core?
No. EnFi augments the systems you already use. It is a system of action on top of your systems of record, not a replacement.