Win the deal.
Don’t wait on credit.
Your clients judge you on speed and certainty. EnFi moves deals through credit faster — spreading, analysis, and screening in a fraction of the time — so you spend your time winning business, not chasing status.
You win the relationship. Then you wait on the file.
Your job is relationships and growth. Credit turnaround is often the one thing standing between you and the close.
Credit is the bottleneck
Slow spreading and analysis stretch turnaround, and borrowers feel every day of it.
You lose deals to speed
A faster competitor gets to a term sheet while your file is still in the queue.
No visibility into status
You cannot tell a client where their deal stands without pinging credit for an update.
Speed your clients can feel.
Move faster. Win more.
Faster time to a decision
Spreading, cash flow, and screening happen in a fraction of the time, so turnaround stops being the thing standing between you and the close.
Win more, lose fewer to speed
Get to a confident answer before a faster competitor gets to a term sheet, so speed works for you instead of against you.
A better borrower experience
Fewer document round-trips and quicker answers, so your clients feel the difference and come back for the next deal.
The slow parts of credit, sped up.
Each capability runs on your institution's policy, with a person on every decision.
Document intake & verification
Every deal document ingested and checked up front, so the file is complete from day one.
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Spreading
Statements and returns spread automatically, so analysis starts in minutes, not days.
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Deal screening & credit memos
A first-draft screen and memo on your template, so credit can move quickly on your deal.
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Examiner-ready by design.
SOC 2 Type II
Independently audited
Encryption
In transit and at rest
Data isolation & SSO
Through your identity provider
No training on your data
Your data stays yours